WHAT DO YOU WANT INDIA TO BE??????

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•  ARISE! AWAKE!
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• IF YOU ARE INTERESTED TO MAKE INDIA GREAT, WHAT ARE YOUR SMART SUGGESTIONS?
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• WHAT ARE YOUR PRACTICAL POSSIBLE EFFECTIVE IMPLEMENTABLE SUGGESTIONS?
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• WHAT ARE THE PROBLEMS INDIA IS FACING?
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• HOW AND IN WHAT WAY THEY CAN BE SOLVED IN THE CURRENT 
• SITUATIONS, IN THE MEDIUM TERM AND IN THE LONG TERM?
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• DO YOU LIKE INDIA TO BE AS ONE NATION OR
• TO BE DIVIDED AND FRAGMENTED FOR WHAT PURPOSE?
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• DO YOU LIKE TO HAVE 1000 PEOPLE WITH 1000 SUGGESTIONS OR 1000 PEOPLE WITH 10 BEST FEASIBLE SUGGESTIONS TO IMPROVE. DEVELOP INDIA AS A WHOLE?
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• WOULD YOU LIKE TO CONSIDER INDIA AS A CHARIOT AND EVERY PERSON HAS TO PULL THE ROPE TO START AND REACH THE DESTINATION SMOOTHLY?

WEDTREE WISH YOU ALL A HAPPY AND PROSPEROUS DEEPAVALI https://www.wedtree.com/

https://www.wedtree.com )
WISH YOU ALL A VERY HAPPY AND PROSPEROUS DEEPAVALI

GOVT. SCHEMES FOR ALL

//financialservices.gov.in/new-initiatives/schemes#:~:text=Under%20the%20scheme%20a%20loan,taken%20do%20not%20require%20collaterals.

• https://financialservices.gov.in/new-initiatives/schemes
• PRADHAN Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

age group of 18 to 50 years having a bank account who give their consent to join / enable auto-debit

 Risk coverage under this scheme is for Rs. 2 lakh in case of death of the insured, due to any reason. The premium is Rs. 436 per annum which is to be auto-debited in one

installment from the subscriber’s bank account as per the option given by him on or before 31st May of each annual coverage period under the scheme.

The premium is Rs. 436 per annum which is to be auto-debited in one installment from the subscriber’s bank account as per the option given by him on or before 31st May of each annual coverage period under the scheme.

• Pradhan Mantri Suraksha Bima Yojana (PMSBY)

•  age group 18 to 70 years with a bank account
• scheme is Rs. 2 lakh for accidental death and full disability and Rs. 1 lakh for partial
• The premium of Rs.20 per annum is to be

• Atal Pension Yojana (APY)

•  age group of 18 to 40

• APY was launched on 9th May, 2015 by the Prime Minister. APY is open to all saving bank/post office saving bank account holders in the age group of 18 to 40 years and the contributions differ, based on pension amount chosen.  Subscribers would receive the guaranteed minimum monthly pension of Rs. 1,000 or Rs. 2,000 or Rs. 3,000 or Rs. 4,000 or Rs. 5,000 at the age of 60 years. Under APY, the monthly pension would be available to the subscriber, and after him to his spouse and after their death, the pension corpus, as accumulated at age 60 of the subscriber, would be returned to the nominee of the subscriber. The minimum pension would be guaranteed by the Government, i.e., if the accumulated corpus based on contributions earns a lower than estimated return on investment and is inadequate to provide the minimum guaranteed pension, the Central Government would fund such inadequacy. Alternatively, if the returns on investment are higher, the subscribers would get enhanced pensionary benefits.

• Pradhan Mantri Mudra

•  8th April 2015. Under the scheme a loan of upto Rs. 50,000 is given under sub-scheme ‘Shishu’; between Rs. 50,000 to 5.0 Lakhs under sub-scheme ‘Kishore’; and between 5.0 Lakhs to 10.0 Lakhs under sub-scheme ‘Tarun’. Loans taken do not require collateral
•  confidence of young, educated or skilled workers who would now be able to aspire to become first generation entrepreneurs; existing small businesses, too, will be able to expand their activates

• Stand Up India Scheme

•  The Scheme facilitates bank loans between Rs.10 lakh and Rs.1 crore to at least one Scheduled Caste/ Scheduled Tribe borrower and at least one Woman borrower per bank branch for setting up greenfield enterprises. This enterprise 
• The scheme is operational and the loan is being extended through Scheduled Commercial Banks across the

• Pradhan Mantri Vaya Vandana Yojana

• ALL SCHEMES ARE EXCELLENT .
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•  BUT HOW A LAYMAN OR A WOMAN ILLITERATE UNDERSTAND THESE SCHEMES IS A MILLION DOLLAR QUESTION.
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• I SUGGEST AN OFFICE WITH ONE PUBLIC RELATIONS OFFICER (IAS ) BE OFFERED   THIS POST,WHO IS CLEAN AND HAVE THE SERVICE MOTTO IN MIND ALWAYS AVAILABLE IN THE OFFICE DURING WORKING HOURS.
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• THIS COULD BE A SINGLE WINDOW SERVICE FOR ALL  SCHEMES OF THE GOVT. SO PAINSTAKINGLY PREPARED WITH ALL GOOD INTENTIONS.'
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• WISHING THE SCHEMES ALL SUCCESS. LET BHARAT PROSPER AND BECOME GREAT WITH PROSPERITY IN EVERY HOUSEHOLD.
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HOW TO HELP THE POOR PEOPLE IN INDIA

1. Whenever you visit India, You can roam around your city and feed THE POOR. .
2. you can give away small bags of rice,vegetables, oil etc.. to a poor family.
3.  people and 1 hour a day would be more than enough to feed 10–20 people.
4. You can give money to a LOCAL temple which is feeding poor people. 
5. you can give away books to them.
6. you can help them by buying stuff from the people who are selling on the road by paying a higher price.
7. you can take old clothes , shoes , toys from the USA to INDIA and give them to them.
8. you can adopt one family and help them to make sure their kids will be able to have a decent life.
9. The government should allow orphan kids to work but make sure that they are getting paid as well as they are getting basic education.
10. Spend some time with the kids on the road and talk to them, understand the feel and what issues they are facing. That will tell you enough about how to help them.

11. Easy and convenient ways:
    1. Donations
    Find at curated list of donation opportunities at www. Giveindia. Org
      takes the onus of verifying the credibility  On themselves.

    2. Micro Finance Loans
    Milaap, RangDe, et al.  let you do it on the Internet with mere few clicks.

    Effort Intensive ways:
    Study the country situation, read, take first hand stock, use your knowledge and contacts apart from your money to solve/help solve problems. Also, Inspire other people to do their bit.

    
    Both are excellent ways of contributing..Do the best you can and are willing to.

    
    

12. 1).Help the poor student by giving them your old books.

    2).You can let go that extra blanket in your wardrobe, humanity needs it.

    3).Have low self esteem, they wish for a better life - leave them feeling valued even if you don't have a dime to offer, don't give that awkward look when they ask for money.

    4).When travelling somewhere,keep stack of biscuits in your car,many kids ask for money in traffic signals,instead give them biscuits that can feed their hunger.

    5) You buy a movie ticket worth Rs.300 at the cinema - the poor doesn't have such surplus.

    Humans are everywhere but only few of them are Humane

13. You can invite them to spend some time with you alone.

14. 1. Help the poor students by teaching them on weekends. Give your old books .
    2. You can give your clothes . ( Even the used clothes can be given because they do not have those even)
    3. What I do is , I cut short my personal unnecessary expenses , and try to help with that small amount.( Karke dekho , Accha lagta hai )
    4. The American Indian Foundation (AIF) is a good platform for this purpose. I have seen some of their projects helping poorer people in India which are funded by middle- or upper-middle class Indians who live in the US. 
    5. THEY have good people managing these projects at the local level.

Small Loan Scheme for Poor People

WORDS AND KNOW MORE WHY NOT NOW?